Building Insurance For Brisbane Properties
While contents insurance covers the things you own, buildings insurance is for the actual house.
This includes permanent fixtures such as:
Fences, gates, boundary walls and mains-supply pipes aren’t usually covered by default, but read the details of your policy first.
A standard buildings insurance policy should cover the full cost of repair/rebuild in case of:
This includes permanent fixtures such as:
- roof
- walls
- ceilings
- floors
- doors and windows
- fitted kitchens
- built-in cupboards and bathroom suites
Fences, gates, boundary walls and mains-supply pipes aren’t usually covered by default, but read the details of your policy first.
A standard buildings insurance policy should cover the full cost of repair/rebuild in case of:
- fire
- lightning strike
- storm damage
- falling trees
- explosion (caused by gas leaks etc)
- earthquake
- vandalism
- vehicle collisions with the building
- bursting or freezing of the plumbing
Home and Contents insurance covers the cost of rebuilding or repairing your home and helps protect you against things that are out of your control, such as damage from natural disasters like storms and bushfires. It also covers the contents inside the home.